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from 49.3% APR

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Why people choose us

We offer a wide range of financial solutions

We accept Good & Bad Credit Loans Applications

We are available at Easy Loans to provide you with the assistance you need with applications to obtain the loan you want. We work with Monevo’s Panel of lenders who consider most circumstances, this can include people with bad credit.

If you’re one of the millions of UK consumers being declined for a loan because of poor credit history, it’s most likely because of your bad credit rating. Your rating will affect your ability to be approved for a loan, especially if you have bad credit.

High street lenders will often only lend to consumers that have a good credit standing, i.e no bad credit history, therefore applying for a loan with them may not get you the finance you are looking for. If anything being declined may only worsen your credit rating.

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Your rating is a score that displays to potential lenders how likely you are to repay any monies they lend to you. Your score is one that is built up through previous borrowing, therefore if you have no previous borrowing history, your score may be lower than others.

More importantly if you have hit trouble with credit repayments in the past and may have missed loan, credit card or bill repayments then this will have had a negative impact on your credit rating. Likewise any CCJ’s or defaults have a huge impact. This may lead you to look for what’s commonly known as a bad credit loan or loans for bad credit

One of the things to remember about your credit score is that you can repair it, but in order to do so it helps to make sure that all of your future repayments are paid on time, with time this will improve your rating and give you more options when it comes to seeking finance.

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Given the above, there is a market for people with bad credit seeking bad credit loans with adverse credit history. There are also lenders who specialise in lending to those with adverse credit. These loans are often at higher interest rate than that of funds offered by your high street lender, however these lenders are willing to accept more bad credit than your high street lender. Because these lenders will consider adverse credit their loans are referred to by many as poor credit loans.

It is important to remember that the higher interest rates on these types of loans often mean you repay significantly more than you borrow. In a bid to do this and still make sure the loan is affordable some lenders allow you to repay over a longer period of time. It should always be remembered that repaid debt over a longer period means that interest will accrue for longer meaning the total amount payable will be higher.

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Loans from £1,000 to £25,000*
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Fast & Easy Application Process

  • Step 1
    Choose Loan Amount
    Always choose the loan amount that is right for you. All lenders conduct credit checks and affordability checks to make sure you can afford repayments.
  • Step 2
    Get Your Loan Approved
    We use award winning technology partners to browse the market and get you a loan decision within minutes. All loans decisions are subject to lender's criteria.
  • Step 3
    Get Your Cash
    You could receive the cash in your bank account in as little as one hour. However, this could be up to a week if the lender needs to further checks.
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Easy Loans Company is a Introducer working with Monevo offering personal loans over £1,000

WARNING: LATE OR MISSED PAYMENTS—can cause you serious money problems and could seriously affect your Credit Rating. For help go to MONEYADVICESERVICE.ORG.UK
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